Grow Your Wealth

Earn higher (uncapped) interest on larger balances while keeping funds accessible.

Open a Loyalty+ Account

Start your Loyalty+ Account application online by filling in your personal information below. Your personal banker will reach out to you within 1 hour to finalize the details.

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Open Account

Loyalty Reserve is the perfect blend of flexibility and reward.

Grow Your Wealth: 4x Higher Rate than Average Saving

Uncapped Interest: No Maximum Balances While Earning

Freedom: No Minimum Monthly Balance

Available Funds: Funds Readily Available When You Need Them

Easy Access: 5 Debit Transactions per Month at No Charge

+Confidence

Genuine & Caring
Financial Advice

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+Access

Modern Online
& Mobile Banking

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+Community

Local Economic
Stability & Growth

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Qualifications & Disclosures

*APY = Annual Percentage Yield. Average rates from fdic.gov/resources/national-rates. Monthly Qualification: you must have the Loyalty Plus Checking Account. When qualifications are met during a Monthly Qualification Cycle, the interest rate will be 2.00% resulting in an APY of 2.02%. You may have up to 5 debit transactions per month (all types) at no cost. For any debit transactions over 5, you will be charged a $10.00 excess debit fee per transaction. Fees may reduce earnings. Rates may change after opening. APY is accurate as of 2/3/2025.

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